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Real Estate Resources:

• Special Offers - Special offers for Ridgefield, Wilton and Redding homeowners from The Home Vision Group.

• Affiliates - The Home Vision Group's real estate web site affiliates.

• eNewsletter - The Home Vision Group's Ridgefield, Wilton and Redding newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Connecticut, and United States.

• Market Conditions Report - Market conditions report for this area, Connecticut, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Ridgefield, Wilton and Redding Connecticut mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Connecticut or buy your own Ridgefield, Wilton and Redding house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Ridgefield, Wilton and Redding mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Connecticut real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask The Home Vision Group anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - The Home Vision Group's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - The Home Vision Group's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Ridgefield, Wilton and Redding property in Connecticut, including legal terms definitions, and more.

• Avoid Foreclsure - Learn how to avoid foreclosure of your Ridgefield, Wilton and Redding home

• Go to Main Sitemap - Main sitemap sections include Find Ridgefield, Wilton and Redding Homes, For Home Buyers, For Home Sellers, Ridgefield, Wilton and Redding Information, Real Estate Resources, and About The Home Vision Group.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Connecticut Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Ridgefield, Wilton and Redding

Tax Considerations >Your Tax Free Profits Significant tax reform legislation was signed into law with the Taxpayer Relief Act of 1997. This legislation replaced both the one-time $125,000 tax-free exclusion for homeowners aged 55 and older, and the "rollover" deferment of capital gains tax requiring the purchase of a replacement home of higher or equal cost within two years of the sale of your principal residence. With this change, a married couple filing their taxes jointly pays capital gains taxes only on that portion of home sales profits that exceeds $500,000. Single taxpayers, heads of households, and married persons filing separately may exclude up to $250,000. The exclusion is available for all sales of homes that occurred on or after May 6, 1997. Homeowners can use this tax-free provision every two years. You are allowed to keep these tax-free profits only if you have owned and used the home as your principal residence for two out of the five years prior to the sale of the property. Although the regulations do not require continuous occupancy, the IRS specifies that your principal residence must be the home you use for the majority of time during the year. Consult your tax advisor about your personal circumstance. See All Tips In The "Tax Considerations" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What real estate board game became the best-selling game in America just one year after it was created? A  Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies. See More Real Estate Trivia >

The Home Vision Group Keller Williams Realty 404 Main Street Ridgefield, CT 06877 Office: (203)438-4066 Fax: (203)438-9996 HomeVisionGroup@NUMBER1EXPERT.com Debi Orr & Steve Scott enjoy helping buyers and sellers in Fairfield County solve their real estate issues. Using a consultative approach, Debi, Steve and their team, have built an impressive group of delighted fans who have benefited from their exceptional marketing and negotiating skills. With a track record of first rate customer service The HomeVision Group regularly wins accolades from both buyers and sellers. Call or email them to begin benefiting from their award winning services whether you are a buyer or a seller. www.HomesofRidgefield.com is brought to you by The Home Vision Group NUMBER1EXPERT™ in real estate for Ridgefield, Wilton and Redding, Connecticut, Luxury Homes, New Construction Read The Home Vision Group's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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